Device That Might Save Your Life (Transcript)

(Full Show Audio)

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Hi folks with the download button on survivalist podcast and as always folks you can catch all of our old shows at

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survivalist podcast

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org as well as soundcloud.com/survivalistpodcast and where all fine

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podcasts are available

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Also to folks I want to mention too down at the bottom in the show notes

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And the fill is the Amazon affiliate link if you want to support us click on that link before you do any Amazon shopping

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Doesn’t cost you a dollar, but it helps

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Melt those big couple you know a couple of bucks on every sale you every sale

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you know purchase you make and helps keep the show up keep it free and

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Keep it going so I appreciate that and it’s like I said also to folks our

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Social channel rebel social media it’s our Mastodon link where you can go there and chat with all of us

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it’s basically like a YouTube thing and

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Like I said, it’s a lot of fun

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We have a lot of great group of people that are part of it and like I said if you want to join

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That’d be great and this way we can all hang out together

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Have a good time, and we talk about more than just politics. We talk about other things as well

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So it’s really a great group go ahead and join and we appreciate it’s free. We don’t sell your information

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Nothing like that, so you can join that we would

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Really appreciate it so things there’s always interesting things in the news

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But apparently Donald Trump that at least running for president is saying that he is going to be

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abandoning

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his own media companies

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Saying that they’re not

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That he I guess he wants to focus on the bigger media stuff like Twitter Facebook things like that

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Kind of interesting so I get the deal he had made with them back in the day was that he would

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Put everything on truth social first

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For eight hours it’d be exclusively on to social for eight hours before he would post it to any other media and obviously since all

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The other accounts were disabled everything was exclusively

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Just on true social, but I guess now he’s saying that if he wants to run for president

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He has to use all the platforms so

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You know I’m really

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You know he’s been saying for you know how his his platform was better because people were moderate

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I guess what the problem is

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He does he needs a lot more than the people that are just on his platform to win an election

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So that’s why he’s doing this, but I thought that was interesting thing

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I didn’t realize that he had a deal set up with his own

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Company that they get things six hours prior to everything else

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They’re saying that deal might stay in place it might not it depends on what he wants to do

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But apparently he is going to be looking into

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Possibly breaking ties with his own media company or just cutting them out

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I don’t know what that’s gonna mean you know for their future anyway

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But that apparently was a big story today about what he’s doing with his media company. I

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Don’t know I understand you know he he probably doesn’t care if he loses the money on these media companies the companies haven’t really been

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profitable they’ve been public they’ve been they’ve been they’ve

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Maybe he made money with the stock going up because it did bring the company from a couple dollars a share to maybe

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1520 dollars a share so you know he’s probably making money that way with it whatever

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But I was interested to see that he is actually going to be

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Abandoning his own media companies, so I thought that was interesting also, too

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We very conservative host

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Louder with Crowder a lot going on with him. He announced before Christmas time that he was leaving

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Blaze media, and then he was going over to another company and

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Apparently that other company. It’s the deal is it’s not gonna work out for him

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He says he doesn’t know if he’s going on his own or what he’s doing

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louder with Crowder is definitely

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He is definitely a big name in conservative media

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I’d put him maybe as on a level with like a Rogan. He isn’t on any mainstream news

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He isn’t on any any mainstream news sites. He’s not on Fox. He’s not on any of those

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He just kind of does his own thing

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and apparently you know blaze media picked him up and now another company was looking to pick him up and

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He’s like basically Joe Rogan

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He kind of just does his own thing built his own audience and he’s kind of you know

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Just just been that person and that’s fine. But apparently the new company that was looking to pick him up outside of blaze media

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wants him to be they’ve there said that part of his contract is based on his monetization from

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you know YouTube from

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Facebook from all these other platforms and

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Apparently the saying if he if he should lose monetization on YouTube or lose monetization on iTunes or lose monetization

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On any of these other platforms or lose these other platforms place

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He could post his podcast that they would be cutting his salary and I guess he was he’s really upset about this

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He has been in like an uproar over this saying that

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companies have to create and have to figure out other business models to be able to

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support that and basically what he’s and I hate this and I don’t hate to say this but

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basically what he’s saying is

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Is talking about a subscription based like he has the they call the the mug club

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Which is all his subscribers people that subscribe to him and you get to watch the show live

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And then obviously it’s always available in podcast format

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But these subscribers get to watch the show live and all that and basically what he’s talking about is a subscription based model

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Like Anthony Kumi has when he got deep platformed or what Gavin McGinnis has when he got deep platform

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What what Crowder is talking about?

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Isn’t you know isn’t all that uncommon?

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my issue with Crowder is is

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He’s always he may do it this time. My issue with Crowder is simply this is

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He wants to be he wants he’s always had a deal with Blaze Media

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And then before that he get a deal with another company and before that he’s always kind of oh

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I don’t say worked for the company, but he’s always been that guy that okay

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I’ll just sign the he basically had a Rogan deal before Rogan had it basically was similar to over

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He he’s always worked for companies where they’ve always licensed his content for him

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From him. Well now if he wants what he’s talking about is

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subscription based revenue

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and he’s saying that this is the only way to do a conservative movement would be to have a a

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Subscription based model where people pay and this we don’t worry about being demonetized

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Well, that’s great. But he doesn’t want to be the one to actually do it. He wants to

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He’s saying that he you know, he just wants to license his content

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Well, these companies only willing to license his content if they can make money with it

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So that’s kind of you know, he he wants to he was saying well

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They need to come up with a different business model

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Well what they’re basically they’re telling him is well if you want to do subscription based you do it

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We don’t want to deal with it you deal with it and Crowder doesn’t want to you know

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He doesn’t want to have to deal with the business end

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He just wants to create content and let these companies deal with with monetizing and all that but problem is he doesn’t want to

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Be the one to have to do that

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He wants them to just license his content and make money on it and he’ll just sit back and collect his check every month

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And not have to worry about the whole process. Well, these companies don’t want to do that

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They you know, and I kind of get their their whole thing. They don’t want to build a business model

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Based on you know subscriptions because he leaves and they’re gonna lose all their all their subscriptions

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You know, it’s it’s a tough situation like like Joe Rogan’s deal works for Spotify because they make money on his ads

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Gavin McGinnis and Anthony cummies workflow because they are they have their own platform and the subscriptions all go to them and they’re not

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Gonna leave their own platform. So

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You know that works for them

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But what Crowder saying is is he wants these companies to pay him these this seven, you know

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This you know, 50 60 70 million dollars and he wants them to come up with a different business model for how they can monetize

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his content

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You know, so it’s it’s a tough thing

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You know, it’s it really is a tough business decision

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I get what he’s I get what he’s saying, but he kind of wants to have his cake and eat it, too

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You know, he wants to he does he just wants to create content doesn’t want to run a business

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But yet he’s upset that these companies

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aren’t aren’t running a subscription based service and

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It’s really you know, he and I like I like Crowder a lot. I like him a lot. He’s awesome. He does a great show

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I actually do subscribe to the mug club for a while

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Not that I didn’t stop because I was with him

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I just stopped because I said time to listen but you know, I like his content. I like him

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He’s a great, you know, he definitely is. Well, I like the fact that he’s created his own media

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He does what he wants and and all I does kind of what you know, Alex Jones does he you know?

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Kumiya, you know McGinnis they do their own thing and they don’t have to worry about being demonetized

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Because they found their own way to do it

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You know Crowder kind of wants to do what he kind of doesn’t want to deal with the running a business part

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He just wants to you know, collect money and that’s fine

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And he wants to focus on his content creation and that’s that is why you know

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That’s what he’s good at that’s what he wants to do and sometimes a lot of content creators

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Don’t want to deal with the the whole business end of it

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Look at what Megan Kelly did Megan Kelly who?

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you know little not as right-wing is as he is but

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You know, she did the same thing Joe Rogan did she signed a contract with Sirius and said they said, you know

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Well licensure content will pay the money, but we got to be able to monetize it and and that’s what they’ve done. So

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Like I said, I don’t I think if Crowder what Crowder should do and I think what he’s going to do is

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I think he’s gonna probably just start his own subscription service

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And just say the heck with it and just be on his own like all these other guys are and there’s nothing wrong with that

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He’s definitely got the audience. He could do it

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So I don’t really understand why he’s fighting this so hard

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He’s saying that he wants to find a place to to put his show that you know makes sense for him and that they keep doing

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this conservative movement without

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You know worrying about being demonetized

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But I mean, I think it’s gonna be very hard to find it may be maybe not we’ll see

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I mean, maybe rumble is a good home for him, you know rumble’s paying all that money to

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Donald Trump jr.

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maybe they

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You know, maybe that’s a good home for him. We don’t know. He hasn’t said yet where he’s going

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He says he will be going sooner or later. But you know, he hasn’t announced when we’ll find out

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but like I said, it’s a very tough thing because

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You know people, you know, it’s very tough to monetize just on subscription base now

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Maybe rumble with his big following maybe rumble can monetize his videos, but he just did a video the other day on rumble. So

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We’ll see what happens and we’ll keep an eye on that but lot of drama going on with that right now

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Because you know people people like his content, you know, and they want him to work for them

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but the problem is is you know, his content is a little on the edgy side and he runs the risk of being

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you know demonetized and

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These companies are afraid of that. Yeah now Spotify Spotify took him exclusively, which I don’t I’m not sure if he would do or not

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You know, they would be they would not worry because they could run the ads. I don’t know it really depends

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He’s gonna it’s gonna really depend on who picks him up Spotify. Maybe a home for him rumble. Maybe home

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It’s gonna be a place that is not so concerned about

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Monetization and is more concerned about selling subs. I don’t know. We’ll have to see what what happens

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I’d be very curious to see where he goes and I hope I know he’ll land on his feet

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He’s got a big audience. Like I said, he might be able to do his own thing

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You know, he’s got enough subscribers, but we’ll remain to be seeing what happens with him

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But yeah, that was a big story this week

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About John Crowder and and everything going on with him and you know, it’s a tough thing what he points out is, you know

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Be you know, if you if you’re gonna monetize and all these different platforms you are still beholden to big tech

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You know conservatives are yelling about big tech yet. All of them have YouTube channels with monetization

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I kind of get what he’s trying to say. He’s trying not to and I really kind of respect it to a certain degree because

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He’s basically saying you want me to bash, you know or not want me to bash but you know, I’m against big tech

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I’m against you know, what were you know what they represent how they’re basically silencing the conservatives but yet

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You I’m beholden to them in order to make my revenue and and that’s I kind of I really understand where he’s going with this

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I really do and that’s quiet. I kind of I kind of respect him in the sense of he’s saying he doesn’t want to

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He doesn’t want to be you know be there shouting. Hey, hey, I hate big I hate big tech

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But in the same sense, I need them too. I mean I get what he wants

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he wants is he wants for you wants you to say what he wants and not be

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Beholden to it and and not get you know in trouble or be penalized for stuff. He says so I do respect him for that

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he’s trying to hold up to his standards and

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Good for him and I really I do respect him for that

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You know, I think that’s the ultimate American dream is we could say what we want, you know and and not be worried about that

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And unfortunately when you take a deal like that

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You know, you’re you’re fortunately, you know

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Everything comes out to the mighty dollar and when if you’re gonna take a deal like that where they’re gonna pay you

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They need to be able to make your make money

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Joe Rogan’s been very lucky with he’s such so such a big part of Spotify and their success

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Even if they are upset they’ve kind of been letting him go. They said they’re very open to free speech. So

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You know, well, maybe that might be a spot for crowd. We’ll have to wait and see what happens

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But like I said, that was a big big story in the news

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So one of the things I do want to talk about is is personal a little bit of something

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I’ll talk about I do want to get to some news today

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But a couple things that you want to talk about his personal health

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There’s a couple bunch of articles

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recently and in the past about

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Apple watch and it’s saving lives. I

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Myself had an experience with the Apple watch that was very positive. I noticed my heart rate was was

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You know not doing it was really fast

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And then I noticed at night my oxygen level would drop when I was sleeping

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so, you know, I’ve had good experience with the Apple watch and

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Well, I know this isn’t maybe maybe prepping stuff. But you know when you when you look at your health as a person

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You know, it’s very important to know what your heart rate is and and what your oxygen level is and what they’re saying now

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Is that a couple situations came up? I guess some lady

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She didn’t she noticed her heart rate kept going crazy and Apple kept warning her about it and

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Sorry about that my phone

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and what was happening was the reason why her heart rate was pumping so hard because she was having internal bleeding and

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You know, there’s Apple watch, you know, kept nagging her three four times. She finally said, okay

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Let me go see what this is. She went to the emergency room and they had tested they said yeah

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You’re bleeding internally somewhere your hearts pumping harder because you know to get the blood and all that

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so they know they admitted her and they found the problem but

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Apple’s had a couple quite a few examples of those people that it’s detected heart attacks

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Myself I found out that I had an issue with a fast heart rate from my watch. So that’s what you know

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Like I said not something to you

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I mean, it’s something to worry about but if you are somebody that is considering a smartwatch. I

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Really recommend the Apple watch or the Apple watch SE the cheaper one

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Where you can kind of monitor your heart rate get the fall sensor

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You have all that kind of stuff and it really is

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I really find it to be you know, really handy device in my personal health and well-being

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And I mean, that’s what it’s all about. I know

00:16:38.220 –> 00:16:42.700
You know, sometimes, you know sometimes, you know, I don’t really talk about health enough on here sometimes

00:16:42.700 –> 00:16:45.300
but you know if you are going to be somebody that’s

00:16:45.300 –> 00:16:48.420
You know

00:16:48.420 –> 00:16:51.220
Worried about being you know, somebody that’s an outdoors person

00:16:51.220 –> 00:16:56.460
And you know you into bushcraft and stuff like that. It may not be a bad idea to get one

00:16:56.700 –> 00:16:59.540
They have the ultra now, which is the the built rugged one

00:16:59.540 –> 00:17:04.300
You know and or even get the regular one put it in a good case and you know

00:17:04.300 –> 00:17:06.300
You’re out in the woods and stuff like that

00:17:06.300 –> 00:17:09.660
You know, it’s good to know what your oxygen what your heart rate level is

00:17:09.660 –> 00:17:13.660
I remember when I was a kid a bunch of years ago when we went hunting

00:17:13.660 –> 00:17:19.900
my friend’s dad he started having chest pain really bad and we brought him back and

00:17:19.900 –> 00:17:24.700
He still was seven chest pain and some of that and lo and behold. He was actually having a heart attack

00:17:25.360 –> 00:17:29.060
You know, we brought him to the hospital. Thank God, you know, he was fine and everything was okay

00:17:29.060 –> 00:17:31.680
But you know, he had been wearing the Apple watch

00:17:31.680 –> 00:17:37.580
You know would have told him he was having a heart attack or something from his heart and then we you know, we wouldn’t you know

00:17:37.580 –> 00:17:43.960
Yeah, I think I think I think it’s a great safety device and while I do think sometimes that you know

00:17:43.960 –> 00:17:49.280
It’s it’s about you know, living your best life sometimes. It’s in prepping and survival

00:17:49.280 –> 00:17:55.020
More than anything else if you are the other reason to I really recommend

00:17:55.020 –> 00:17:56.560
I

00:17:56.560 –> 00:18:01.500
Mean not so much need the SE but the the ultra or even the other one with the cellular on it

00:18:01.500 –> 00:18:06.800
I know for now at the Apple SOS if you were stuck someplace with no cell phone reception

00:18:06.800 –> 00:18:14.440
You can send a an SOS text. So I think that’s a very handy piece of hardware to have also to the the Apple watch

00:18:14.440 –> 00:18:19.540
the bit the more expensive one or the the ultra you can actually

00:18:20.700 –> 00:18:27.740
Use the GPS in it and actually send your GPS coordinates back to a loved one or a friend everything

00:18:27.740 –> 00:18:29.000
It’s every so often

00:18:29.000 –> 00:18:34.440
It’ll send think it’s like every you could set it so it’s like every a couple of hour every hour to send back a GPS

00:18:34.440 –> 00:18:35.960
coordinates to them

00:18:35.960 –> 00:18:40.860
Just so they know where you are. So God forbid something does happen in the woods, you know come home

00:18:40.860 –> 00:18:45.220
They have a GPS coordinates and this will work like in the middle of nowhere in the woods and all that

00:18:45.220 –> 00:18:47.300
I mean, it’s it’s very very well done

00:18:49.000 –> 00:18:51.340
Actually have watched people test it

00:18:51.340 –> 00:18:54.240
I have actually tested it myself not in the middle of nowhere

00:18:54.240 –> 00:18:58.080
But I have gone to the woods and and hit the button and it’s actually sent my wife

00:18:58.080 –> 00:19:04.080
You know GPS coordinates stuff like that. So it actually is the watch

00:19:04.080 –> 00:19:08.400
I know a lot of people they will have my phone don’t need the watch and if you have your phone that’s even better yet

00:19:08.400 –> 00:19:13.980
But you know if you have the watch it will monitor your heart your oxygen level

00:19:13.980 –> 00:19:17.640
And you only do about the oxygen level is a very good friend of mine

00:19:18.440 –> 00:19:20.440
He was actually as the Apple watch

00:19:20.440 –> 00:19:25.440
And he actually said about a year a couple years ago him and his wife went skiing

00:19:25.440 –> 00:19:26.880
I think it was two years ago

00:19:26.880 –> 00:19:32.020
And you couldn’t figure out why he was feeling so bad and all those oxygen started tanking

00:19:32.020 –> 00:19:37.320
Because he didn’t give himself enough time to acclimate to the you know, it’s a different temperature. So

00:19:37.320 –> 00:19:41.380
Very important. Like I said that, you know, you’re oh to love on your heart rate

00:19:41.380 –> 00:19:45.220
Like I said, I know the Apple watch is expensive. I know it’s an investment

00:19:45.220 –> 00:19:51.500
But if you are a very big outdoorsman person, there is so many values to that to that piece of hardware

00:19:51.500 –> 00:19:54.640
Especially if you are somebody that likes to go out in the woods

00:19:54.640 –> 00:19:59.160
Or likes to do any actor outdoor activities like biking stuff like that

00:19:59.160 –> 00:20:03.880
Not only do you have your health information but you have GPS information coordinates a way to call for help

00:20:03.880 –> 00:20:08.340
If you have a cellular one, so it’s if you have any more questions about it

00:20:08.340 –> 00:20:09.740
Like I said go to the social channel

00:20:09.740 –> 00:20:14.180
I can answer any questions you have about it, but I wanted to bring that up because I feel feel it’s very very important

00:20:14.180 –> 00:20:19.780
I you know this spot this podcast is not sponsored at all by Apple or anything like that

00:20:19.780 –> 00:20:24.240
I’m not making any money anybody buying Apple watches nor am I telling you you have to buy an Apple watch

00:20:24.240 –> 00:20:27.280
but if you were looking for that device, maybe

00:20:27.280 –> 00:20:30.260
You know if you’re concerned I know myself

00:20:30.260 –> 00:20:34.700
Very good another friend of mine. She works at the Verizon store

00:20:34.700 –> 00:20:38.860
She says a lot of people are getting their elderly family now Apple watches

00:20:39.100 –> 00:20:45.300
Rather than life alerts just because of the fall detection and all that kind of stuff and Apple has a very cheap version now

00:20:45.300 –> 00:20:49.220
so it’s just something I thought that was something we’re talking about because

00:20:49.220 –> 00:20:53.120
You know that little piece of hardware could save your life

00:20:53.120 –> 00:20:57.120
So that’s why I was I always like I said, I’m not saying you have to get it

00:20:57.120 –> 00:21:00.580
But if you are looking at possible purchase of something

00:21:00.580 –> 00:21:05.540
You know that might be something a piece of hardware that might be worth it for you

00:21:06.980 –> 00:21:13.340
So I I reposted something on our social channel today and I got a bunch of feedback from and I posted on Twitter

00:21:13.340 –> 00:21:19.520
Apparently Fox News made a comment say that kind of annoyed me. So I am I do like to game

00:21:19.520 –> 00:21:21.180
We all have all seen me playing games

00:21:21.180 –> 00:21:25.860
I stream on Twitch and stuff like that on the weekends and I talked to a bunch of you guys that listen on the show

00:21:25.860 –> 00:21:28.620
But Fox News was saying that

00:21:28.620 –> 00:21:34.340
Xbox which which just deployed new power savings

00:21:35.940 –> 00:21:39.180
Measures today to help people save money on

00:21:39.180 –> 00:21:42.020
their Xbox and

00:21:42.020 –> 00:21:47.180
you know the energy consumption part of it and they’re saying that this is another way of the

00:21:47.180 –> 00:21:51.500
conservatives trying to get kids to really get in on the

00:21:51.500 –> 00:21:55.440
on the whole green movement and by

00:21:55.440 –> 00:22:02.100
Can it you know, but now they’re doing it on their Xboxes and this is them trying to get younger generation to understand the green energy

00:22:02.100 –> 00:22:04.340
You know, okay. First of all

00:22:05.540 –> 00:22:09.000
The people that are saying this have absolutely no idea about how this stuff works. So

00:22:09.000 –> 00:22:14.300
Xboxes especially the Xbox XS the newest one

00:22:14.300 –> 00:22:17.100
runs on

00:22:17.100 –> 00:22:22.900
GPUs graphical user interface those are different from the CPU GPU is the graphics card

00:22:22.900 –> 00:22:29.580
Now in order for these things to run they the graphics cards consume a lot of electric and a lot of energy

00:22:30.500 –> 00:22:35.620
So what Microsoft did was saying well if people are these things are idle

00:22:35.620 –> 00:22:39.740
Let’s you know put them into sleep mode or put them into energy save mode

00:22:39.740 –> 00:22:43.460
So this way, you know and when people wake them up, they’ll just rev up quickly

00:22:43.460 –> 00:22:47.300
this is where people aren’t running the GPU constantly and seeing you know, a

00:22:47.300 –> 00:22:51.620
Kind of a little bit of a little bit of an extra just let’s give save people a little money in their

00:22:51.620 –> 00:22:58.460
Electric bill because GPUs do take up quite a bit of energy not a ton but enough that you’ll maybe you know

00:22:58.460 –> 00:23:06.220
You might save a few dollars and my whole issue is Microsoft trying to help out Americans in this tough economic time

00:23:06.220 –> 00:23:10.100
Where they’re trying, you know where everybody needs to save a dollar

00:23:10.100 –> 00:23:15.860
Because of the cost of inflation and with the lay all these layoffs happening. There was more this week

00:23:15.860 –> 00:23:19.860
So here’s Microsoft coming in trying to say well

00:23:19.860 –> 00:23:25.460
maybe we can send this at all our Xboxes and help people save a couple dollars in these tough economic times and

00:23:26.460 –> 00:23:29.780
Fox News and and just conservatives in general

00:23:29.780 –> 00:23:36.180
Turn this into a oh, well, they’re trying to stuff the whole green deal down down young people’s throats

00:23:36.180 –> 00:23:38.180
So they jump on the Democratic bandwagon

00:23:38.180 –> 00:23:45.540
It was such a ridiculous driving like I reposted it cuz it annoyed me because here here you are

00:23:45.540 –> 00:23:50.600
This could be something good where people could save a few dollars, especially somebody that uses their Xbox a lot

00:23:50.600 –> 00:23:56.800
They might get saved by maybe 10 15 dollars on electric bill a month and they’re upset about it because of the political

00:23:56.800 –> 00:24:02.080
Agenda that it could hold which I really which Microsoft kind of made a comment it had nothing to do with that

00:24:02.080 –> 00:24:06.940
It’s just they were trying to make things more energy efficient for their users. I mean I

00:24:06.940 –> 00:24:11.500
You know, it’s ridiculous. I just thought again. I just it was really stupid thing and

00:24:11.500 –> 00:24:14.660
Really upset me

00:24:15.060 –> 00:24:21.320
So something else that that I thought was also in the news that I found interesting Mike Pence

00:24:21.320 –> 00:24:26.700
Apparently they found classified documents now at his house, and I think this is just gonna keep going

00:24:26.700 –> 00:24:30.360
I’m wondering now if they’re gonna search Obama’s I wonder if they’re gonna search bushes

00:24:30.360 –> 00:24:34.000
I wonder if they’re gonna I want to help how in how far this is gonna go

00:24:34.000 –> 00:24:41.400
With them looking for confidential documents and I’m all for it. I’m all for classified documents not hanging around places like people’s houses

00:24:43.140 –> 00:24:45.980
But like I said, I’m

00:24:45.980 –> 00:24:52.540
I’m all for you know confidential documents not hanging around people’s houses

00:24:52.540 –> 00:24:59.360
But yeah, I thought that was an interesting thing that Mike Penn they found him in Mike Pence now house. I’m like, oh boy

00:24:59.360 –> 00:25:01.360
Here we go

00:25:01.360 –> 00:25:03.920
By the way folks just had to make a little just to the recorder

00:25:03.920 –> 00:25:05.920
apparently the

00:25:05.920 –> 00:25:10.580
Sound probably was clipping a little bit because of the the background noise. So I adjusted it

00:25:10.580 –> 00:25:16.860
So those clipping it should be good now, but like I said folks the I thought that was interesting them that now

00:25:16.860 –> 00:25:21.340
They’re going back Mike Pence and I’m wondering how how far they’re gonna keep going with this

00:25:21.340 –> 00:25:27.160
So we’ll have to keep our eyes out and see also to obviously those of us that are on the East Coast

00:25:27.160 –> 00:25:30.280
Praying for a pretty big snowfall coming up

00:25:30.280 –> 00:25:36.000
You know one thing again you can’t control is the weather and it looks like we’re gonna get some pretty bad

00:25:36.000 –> 00:25:38.400
bad weather here coming up, so

00:25:38.800 –> 00:25:41.940
Like I said, we’ll uh batten down everybody go buy your

00:25:41.940 –> 00:25:44.800
Your milks your eggs

00:25:44.800 –> 00:25:49.140
Your bread so you can all make french toast out on a day of the storm

00:25:49.140 –> 00:25:55.440
That always that always makes me laugh when I see that I don’t know why but

00:25:55.440 –> 00:26:01.340
Everybody wants milks eggs and bread. It’s like the thing you get, you know before storm. I I’ve often wondered

00:26:01.340 –> 00:26:07.180
If the the weather casters and the grocery stores are in cahoots somehow

00:26:07.760 –> 00:26:09.760
That would make sense

00:26:09.760 –> 00:26:12.280
Speaking of grocery stores

00:26:12.280 –> 00:26:15.140
Walmart has announced that they are going to be

00:26:15.140 –> 00:26:20.880
Upping wages for their employees. They don’t want to lose anybody with this tough job market right now

00:26:20.880 –> 00:26:23.640
obviously a lot of layoffs coming but

00:26:23.640 –> 00:26:26.240
still the the employee at the

00:26:26.240 –> 00:26:31.560
You know any of these restaurants or any of these grocery stores are in there hard to come by so

00:26:32.280 –> 00:26:38.400
Apple is I’m sorry Apple Walmart is saying they want to up their prices or not up their wages to their employees

00:26:38.400 –> 00:26:43.720
So they hang on to the people they have I thought that was really interesting. I just saw a sign the other day

00:26:43.720 –> 00:26:49.520
When I was since I’m traveling this this week a little bit. I saw this just

00:26:49.520 –> 00:26:58.280
Yesterday the day before at sheets, uh is firing at 1950 an hour starting. I thought that was pretty amazing

00:26:58.280 –> 00:27:00.040
I’ve never seen

00:27:00.040 –> 00:27:02.800
you know places like sheets and

00:27:02.800 –> 00:27:08.200
You know places like McDonald’s stuff that hiring going so high with the wages

00:27:08.200 –> 00:27:12.080
I mean my wife and I were just joking that you know, maybe maybe

00:27:12.080 –> 00:27:19.040
Seven eight years ago, you know, she was working, you know for 14 bucks an hour with with no benefits

00:27:19.040 –> 00:27:22.560
and now, you know people get 1950 with benefits so

00:27:22.560 –> 00:27:26.560
You know, I’m glad but you know again this is gonna drive up in you know

00:27:26.560 –> 00:27:30.400
Paying people more is going to drive up inflation to a certain amount. So

00:27:30.400 –> 00:27:35.380
But I think I think people but I think too that people getting more money as well

00:27:35.380 –> 00:27:41.760
Will put more money into the economy because people will buy things and stuff like that. So I think it’s twofold

00:27:41.760 –> 00:27:44.200
I think you can’t have more money without

00:27:44.200 –> 00:27:50.000
People I can’t I think I still think and then I don’t believe in a lot of your say is inflation is all because of people

00:27:50.000 –> 00:27:52.400
Paying people more. I don’t believe that I

00:27:52.400 –> 00:27:55.100
really believe that

00:27:55.160 –> 00:28:00.080
That you know people that get more money will dump more money into the economy people have more money to spend

00:28:00.080 –> 00:28:04.720
But unfortunately with the way the inflation keeps going the more money people keep paying the more money

00:28:04.720 –> 00:28:07.240
They got to pay with more that’s gonna pay with bills

00:28:07.240 –> 00:28:13.000
Just recently the other day. There was an article saying that and they don’t know all of this

00:28:13.000 –> 00:28:15.560
but in the Wall Street Journal saying that

00:28:15.560 –> 00:28:19.600
More and more credit card debt is being accrued since kovat

00:28:20.400 –> 00:28:26.900
Probably a lot of that may be inflation a lot of that is is you know people having big

00:28:26.900 –> 00:28:33.360
Expenses now with the heat and the gas remember the gas when it’s gone up and it’s not really come down below three a gallon

00:28:33.360 –> 00:28:36.200
I don’t believe it ever will again to be honest with you

00:28:36.200 –> 00:28:42.440
But you know, there’s that so there’s a lot of you know, a lot of real factors going on here by the way

00:28:42.440 –> 00:28:45.240
No, I’m not an accountant or anything, but I do want to point out to you guys that the

00:28:45.240 –> 00:28:48.380
Tax season has officially started on Monday

00:28:49.160 –> 00:28:53.280
But he ended up mother everybody have to get the w-2s. I think it’s about 30th or 31st

00:28:53.280 –> 00:28:56.040
Everybody old old w-2s have to be mailed out. So we’re getting there

00:28:56.040 –> 00:28:58.960
It’s that time of year

00:28:58.960 –> 00:29:02.800
Liquid IV man, they’re not a sponsor, but I really like them

00:29:02.800 –> 00:29:09.120
Drinking a lot more water because I’m because it’s got liquid IV in it and it’s good. It’s good for hydration

00:29:09.120 –> 00:29:13.660
Gives you nutrients. It gives you all that kind of stuff. It’s actually really good

00:29:14.400 –> 00:29:19.880
You know, it’s not exactly I think it’s like 30 or 40 calories in 16 or 20 ounces of water

00:29:19.880 –> 00:29:23.840
But I’m drinking a lot more water trying to get off the soda all that kind of stuff

00:29:23.840 –> 00:29:27.800
So I’m trying to trying to be a lot healthier. I’ve actually lost quite a bit of weight. I’m still working on it

00:29:27.800 –> 00:29:32.080
I’m trying to lose I like I’ve lost some weight

00:29:32.080 –> 00:29:38.800
But I’m trying to I’m really digging a lot more seriously cutting back on the carbs stuff like that and drinking the liquid IVs been

00:29:38.800 –> 00:29:42.800
Helping me stay hydrated. So I’m glad about that about that

00:29:43.240 –> 00:29:47.240
So another interesting a lot of good stories this week in the news actually

00:29:47.240 –> 00:29:51.160
Apparently an end of a study was done and

00:29:51.160 –> 00:29:57.040
apparently now what they’re saying is they’ve done independent studies on both Facebook and Google and

00:29:57.040 –> 00:29:59.720
Both of them are saying now

00:29:59.720 –> 00:30:02.120
That no matter what happened

00:30:02.120 –> 00:30:10.080
In 2016 whether Russia or whatever interfered or China whoever interfered in our elections. They’re saying that it really didn’t do

00:30:10.920 –> 00:30:13.640
That much damage like they were saying it was apparently

00:30:13.640 –> 00:30:16.360
All these independent studies were done

00:30:16.360 –> 00:30:20.300
Not by Facebook not by Google but by independent third parties

00:30:20.300 –> 00:30:24.640
Who weren’t associated with the government and apparently now they’re saying

00:30:24.640 –> 00:30:31.680
That the the whole social media manipulation did little to anything

00:30:31.680 –> 00:30:34.600
to

00:30:34.600 –> 00:30:38.720
Impact the election so I thought that was interesting now

00:30:40.440 –> 00:30:46.160
That could be looked at from two ways to these independent studies are also way of them saying well we found nothing

00:30:46.160 –> 00:30:53.880
No, you know, it didn’t change anything. So, you know, we don’t need to you know, the supreme, you know, the Congress doesn’t need to investigate

00:30:53.880 –> 00:30:59.280
The you know, a lot of people saying well with a study independent say done they found that nothing was found

00:30:59.280 –> 00:31:07.800
Congress doesn’t need to investigate. Yeah, I still think about Congress can do their own investigation if they want but that was independent third study. I

00:31:08.440 –> 00:31:13.000
Don’t know how much that I really believe a

00:31:13.000 –> 00:31:16.000
study could be

00:31:16.000 –> 00:31:23.520
So, I mean depending on how the study’s done who did the study and what they’re looking for it the study could go either way

00:31:23.520 –> 00:31:26.120
I’m glad to hear that

00:31:26.120 –> 00:31:32.760
There’s you know that they don’t think there was but I have my speculations, but it was a multi-page article here

00:31:32.760 –> 00:31:35.880
in the wire

00:31:35.880 –> 00:31:41.080
Like I said, it was a good article a lot of reading by the way, if you want it if you want to read this article

00:31:41.080 –> 00:31:44.720
It’s it’s a lengthy one. Let me let me tell you

00:31:44.720 –> 00:31:49.480
So something else I wanted to bring up

00:31:49.480 –> 00:31:52.160
That I saw on the news

00:31:52.160 –> 00:31:56.600
Apparently m3 is laying off the company m3

00:31:56.600 –> 00:32:03.000
Spotify’s laying off big laughs to 6% there 2,500 over m3 a

00:32:04.280 –> 00:32:06.760
Yankee Candle and Sharpie are both laying off

00:32:06.760 –> 00:32:12.160
So a lot of a lot of layoffs man. It’s it’s it’s pretty scary

00:32:12.160 –> 00:32:18.720
Like I said, you know those that saying we’re not going into recession or saying this is not fallout from kovat

00:32:18.720 –> 00:32:21.560
They’re full of baloney

00:32:21.560 –> 00:32:26.360
So we just had a little thing talking about the money saving tips last week on our show

00:32:26.360 –> 00:32:29.920
Apparently those of us that share a Netflix account

00:32:29.920 –> 00:32:32.560
May have to chill out for our own

00:32:32.560 –> 00:32:37.480
Apparently Netflix is preparing to stop password sharing they haven’t announced how or when

00:32:37.480 –> 00:32:42.240
But they have announced they are going to do it. They’re giving customers a warning that if you share your account

00:32:42.240 –> 00:32:45.440
You know, we’re cracking down on it. So I

00:32:45.440 –> 00:32:50.360
Thought that was I thought that was important to kind of share

00:32:50.360 –> 00:32:53.120
with with everybody

00:32:53.120 –> 00:32:59.680
Also – I’m sure we’ve all seen it that viral video of that of the guy that’s put his feet up

00:33:00.800 –> 00:33:06.400
In on Pelosi’s desk, we’ve all seen it during the insurrection on January 6th

00:33:06.400 –> 00:33:09.440
Apparently he has been

00:33:09.440 –> 00:33:13.520
He’s apparently he’s been trying they haven’t sent to me yet, but he’s been

00:33:13.520 –> 00:33:18.000
Apparently he lost he’s saying that the son of jury of his peers because

00:33:18.000 –> 00:33:25.480
The video went viral and all these people that be sure they all know him and those aren’t his peers

00:33:25.480 –> 00:33:29.300
He’s saying the people that’s from the Capitol were his peers. I

00:33:31.260 –> 00:33:32.780
Whatever

00:33:32.780 –> 00:33:36.800
Apparently see – he only went in there – to find a bathroom

00:33:36.800 –> 00:33:42.660
And then he went out to Pelosi’s office and somebody asked him a photographer told him to pose for those two pictures

00:33:42.660 –> 00:33:46.540
You know

00:33:46.540 –> 00:33:50.340
Don’t know if I really buy a hole all of that not saying it’s not all true

00:33:50.340 –> 00:33:53.220
But I’m not sure I necessarily buy all that

00:33:53.220 –> 00:33:59.740
You know just like that guy that pooped in his or her office could say he was looking for the bathroom didn’t find it

00:33:59.740 –> 00:34:02.760
I mean, I just think that it’s all you know ridiculous

00:34:02.760 –> 00:34:09.000
Like I said, I just I’m not like I said, I’m just I’m not really

00:34:09.000 –> 00:34:12.760
Like I said, I I

00:34:12.760 –> 00:34:15.980
Gonna put it this way. I don’t saying I’m not saying everything he says is a lie

00:34:15.980 –> 00:34:19.040
But I’m not saying everything says in the truth either. So

00:34:19.040 –> 00:34:21.800
It’s one of those things

00:34:21.800 –> 00:34:27.180
So, um, so something else I wanted to point out with the Supreme Court

00:34:27.180 –> 00:34:30.520
I know we have a lot of you guys or you know, we’ve talked about Roe vs.

00:34:30.520 –> 00:34:35.720
Wade and some of that but apparently the Supreme Court together they overturned the ruling that would give some veterans

00:34:35.720 –> 00:34:43.400
Extra money under the GI Bill for schooling. I love that that they overturned that ruling that really annoyed me

00:34:43.400 –> 00:34:46.920
you know, I mean guys, you know if you are willing to

00:34:46.920 –> 00:34:51.120
To die for this country. You should be able to get the benefit you deserve

00:34:52.880 –> 00:35:00.740
Also to the knock they all return the ruling not to give retroactive benefits to veterans past the the deadline of a certain thing

00:35:00.740 –> 00:35:04.360
So if you got hurt past a certain deadline now

00:35:04.360 –> 00:35:08.140
You’re not going or if you anything or if you enlisted past a certain deadline

00:35:08.140 –> 00:35:15.820
You can’t get the retroactive pay like other vets. Can it all ridiculous BS really annoyed me a little bit

00:35:15.820 –> 00:35:19.180
you know we take

00:35:19.640 –> 00:35:24.620
You know, I just I’m really annoyed about that. We don’t take good care of our vets and the some bet the benefits

00:35:24.620 –> 00:35:29.500
They are entitled to we try to you know skimp or get around them and it’s really annoying

00:35:29.500 –> 00:35:31.120
I wanted to bring that up because I know a lot

00:35:31.120 –> 00:35:34.440
I know we have a couple guys that listen to their vets that message means over that and

00:35:34.440 –> 00:35:36.800
Really upsets me man. If you’re willing to

00:35:36.800 –> 00:35:42.500
Yeah, if you’re willing to to serve this country, you should want to get the benefits you’re promised

00:35:42.500 –> 00:35:48.040
Just like when all this stuff was happening with deporting people out of this country. I’m sorry

00:35:48.760 –> 00:35:52.620
You want to deport people that’s fine. But if they served in the United States military

00:35:52.620 –> 00:36:00.140
I’m sorry, you’re willing to die for this country. You should be able to stay in this country as far as I’m concerned

00:36:00.140 –> 00:36:03.220
Okay, that that’s my personal feeling on it

00:36:03.220 –> 00:36:07.880
I know, you know most people that do enlist in the US aren’t in the US Army

00:36:07.880 –> 00:36:15.840
Or just any any branches are usually Americans but a lot of them that are for that are immigrants or

00:36:16.440 –> 00:36:20.240
Come to this country join because they want to get a job and if you’re not an American citizen

00:36:20.240 –> 00:36:24.760
You can join the military but your options are limited, but you know what man?

00:36:24.760 –> 00:36:29.040
If you join my personal feeling is not I would love

00:36:29.040 –> 00:36:34.640
To push this if I could if I had the reach but as far as I’m concerned man

00:36:34.640 –> 00:36:40.600
If you join the United States military and you’re willing to serve our country, you should be allowed to have citizenship

00:36:40.600 –> 00:36:44.300
I mean if you’re willing to fight for this country, you’re willing to die for this country

00:36:44.300 –> 00:36:50.100
You should be able to live in this country whether it’s but you know, whether it’s co-citizenship or citizenship, whatever

00:36:50.100 –> 00:36:54.460
I mean, I I know, you know a lot of people upset but as far as I’m concerned

00:36:54.460 –> 00:36:57.180
any immigrant

00:36:57.180 –> 00:36:59.260
legal or illegal

00:36:59.260 –> 00:37:04.840
You’re willing to join this country and you’re willing to die for it. You should be able to stay in it

00:37:04.840 –> 00:37:11.020
That’s how that’s my feeling if you serve the military you earned your citizenship whether you’re paid or not

00:37:11.740 –> 00:37:18.840
And that’s my feelings and it really upsets me. I’ve wrote a bunch of stories about the guys that were you know, that are vets from

00:37:18.840 –> 00:37:25.020
You know Afghanistan and they’re being sent, you know, because there’s all this immigration crap that’s still being an issue now

00:37:25.020 –> 00:37:30.960
They’re being sent back. Hey, I’m sorry, man. You willing to die for America you get to live in America. I’m sorry

00:37:30.960 –> 00:37:36.240
That’s that’s my feelings and I know maybe some people don’t agree with that, but I’m sorry

00:37:36.240 –> 00:37:40.400
I got a lot of family that died in the died in the military to protect this country

00:37:40.400 –> 00:37:46.140
If you’re my feelings have always been if you’re willing to lay your life down for this country you get to live here

00:37:46.140 –> 00:37:48.920
That’s you get to enjoy the freedoms that come with that

00:37:48.920 –> 00:37:51.780
one other article I didn’t want to bring up and

00:37:51.780 –> 00:37:58.000
Interesting article to me. They are actually saying that people are not leasing cars right now

00:37:58.000 –> 00:38:01.040
Because of the supply chain shortage now

00:38:01.040 –> 00:38:03.900
Here’s what why I thought that was interesting

00:38:03.900 –> 00:38:06.700
personally was because a

00:38:07.340 –> 00:38:11.640
Lot of people have been saying that people aren’t that be that they were saying that they were seeing a decline in

00:38:11.640 –> 00:38:16.320
Leasing because of the ride sharing lift uber or stuff like that

00:38:16.320 –> 00:38:24.940
But apparently now the they’re saying a very large amount of people not by of people not leasing now

00:38:24.940 –> 00:38:27.400
Because people’s attitudes are well

00:38:27.400 –> 00:38:31.720
Let me buy this car because I don’t know if I’m gonna be able to get another car in two or three years from now

00:38:31.720 –> 00:38:35.560
When the lease runs out and rather than having to buy out the lease

00:38:36.080 –> 00:38:40.240
I’ll just buy it in those at least have all three years of paying this off

00:38:40.240 –> 00:38:42.300
rather than

00:38:42.300 –> 00:38:43.700
You know

00:38:43.700 –> 00:38:47.440
You know having three years of leasing and then having to buy the lease outright, you know

00:38:47.440 –> 00:38:49.560
So there’d be people being smart with their money saying okay

00:38:49.560 –> 00:38:52.300
Well, you may not be I may not be able to get a car in three years

00:38:52.300 –> 00:38:57.420
So what I’ll do is I’ll just pay three years of this and then I’ll have two three four years left instead of having to

00:38:57.420 –> 00:39:01.120
Buy the lease and start all over again with the payments. They love to get it get you in there to lease

00:39:01.120 –> 00:39:03.980
I don’t believe in leasing personally. I know some people do

00:39:04.460 –> 00:39:07.220
My friend of mine he swears by it cuz like he never had this way

00:39:07.220 –> 00:39:12.580
he never has a any kind of you know, big bill except for tires brakes stuff of that, but

00:39:12.580 –> 00:39:17.040
I’m a big one for buying if I’m gonna spend all that money. I want to own it

00:39:17.040 –> 00:39:20.680
They love to get you in there least because they leased the car to you for so many years

00:39:20.680 –> 00:39:25.580
Then they could resell it. You don’t realize on a lease vehicle. They made money on the lease now

00:39:25.580 –> 00:39:31.740
They’re making money on selling it. They double dip on leases. I have a problem with the lease because with leasing a vehicle because

00:39:31.740 –> 00:39:33.980
the

00:39:33.980 –> 00:39:39.820
You’re spending a lot of money to lease and you don’t own it at the end all that money you spend now

00:39:39.820 –> 00:39:41.260
You gotta give it back. I

00:39:41.260 –> 00:39:44.620
And then and then the now the dealership gets to sell it now and make money again

00:39:44.620 –> 00:39:51.100
So I don’t have a problem with so many people double dipping on me. I know that’s maybe sounds a little old-school

00:39:51.100 –> 00:39:55.100
old hat but that’s my my personal feeling and

00:39:55.100 –> 00:39:59.540
About that

00:39:59.540 –> 00:40:04.540
So I want to point out they move that stupid doomsday. I think I’ve said this to you before

00:40:04.540 –> 00:40:09.840
But I wanted to go back to it one more time. They move that stupid doomsday clock again

00:40:09.840 –> 00:40:16.740
Maybe what Trump got elected they moved it and now because we have a Republican House, they’re moving it

00:40:16.740 –> 00:40:20.180
I don’t know. I think it’s more of a political statement than anything else

00:40:20.180 –> 00:40:28.740
They know I mean I know there’s there’s math involved with it, but I I have mixed feelings on that

00:40:29.260 –> 00:40:31.980
I mean, how do they know really? How do they know?

00:40:31.980 –> 00:40:36.340
Whatever, but yes, they move that that that silly

00:40:36.340 –> 00:40:39.020
clock ahead again

00:40:39.020 –> 00:40:41.620
So wanted to point that out

00:40:41.620 –> 00:40:46.740
By the way folks somebody else pointed something out brought something up to me and I know

00:40:46.740 –> 00:40:50.340
I’m gonna have to end the podcast here pretty soon because I’m gonna be

00:40:50.340 –> 00:40:53.260
getting off here in a minute, but

00:40:54.060 –> 00:41:00.740
I’ll come people we again rebel social media is our our social media platform. I said at the beginning of us once again

00:41:00.740 –> 00:41:03.540
You should driving or whatever you can catch it. So

00:41:03.540 –> 00:41:09.860
So let me I pointed up money saving tips and and one of the things I just kind of mentioned one with leasing cars

00:41:09.860 –> 00:41:12.940
but somebody else had pointed something out that

00:41:12.940 –> 00:41:16.940
Saving money obviously

00:41:16.940 –> 00:41:22.580
One of the things that a lot of people lose money on is is term life and I never really thought about that

00:41:22.580 –> 00:41:26.220
But and I don’t have any term life insurance as a minor or a whole life

00:41:26.220 –> 00:41:28.300
but

00:41:28.300 –> 00:41:34.620
The interesting thing about term life is you’re paying all this money and then you could outlive the life insurance policy now

00:41:34.620 –> 00:41:37.180
generally term life is only for things like

00:41:37.180 –> 00:41:43.780
Mortgages, so they have a 20 year 20 year mortgage. You might take out a 20 year term life

00:41:43.780 –> 00:41:47.980
It’s cheaper and this way, you know, once your mortgage is paid off, you know, it’s worried about the life insurance

00:41:48.660 –> 00:41:54.660
That’s you know, kind of the reason for for term life, but I just the reason why I bring this up was we had

00:41:54.660 –> 00:41:56.660
an interesting conversation somebody on

00:41:56.660 –> 00:41:58.060
on

00:41:58.060 –> 00:42:04.020
On my social platform that was saying that he has a friend of his that that bought a term life insurance

00:42:04.020 –> 00:42:07.860
Because he wanted to have life insurance the case something happened and then when he passed away

00:42:07.860 –> 00:42:10.940
He didn’t realize it was term life or I’m sorry

00:42:10.940 –> 00:42:15.420
He bought a life insurance policy didn’t know what he was buying bought term life

00:42:15.420 –> 00:42:19.340
And then when he you know, he passed away everybody said oh, don’t worry. He had life insurance

00:42:19.340 –> 00:42:22.380
And come to find out a life insurance years because he outlived it, you know

00:42:22.380 –> 00:42:27.060
So if you are going to talk about saving maybe not saving money

00:42:27.060 –> 00:42:32.340
Maybe this is not wasting money tip. I guess maybe if you are going to buy any kind of life insurance

00:42:32.340 –> 00:42:37.640
Always make sure that if it’s something you want to leave your family

00:42:37.640 –> 00:42:42.660
You want to do a whole life policy term life is good

00:42:42.660 –> 00:42:46.060
If you have a vehicle that you know, you want to have insurance case them happens to you

00:42:46.060 –> 00:42:48.740
The vehicle is paid off for your spouse or the house is paid off

00:42:48.740 –> 00:42:54.800
But if it’s something you’re going to leave for burial expenses needs to be whole life. Okay, not term life

00:42:54.800 –> 00:42:58.740
I want to point that out because I had I had this happen once or twice

00:42:58.740 –> 00:43:01.220
to people and

00:43:01.220 –> 00:43:07.340
You know, it’s it’s a very they kind of it’s not their fault. People don’t know sometimes what they’re buying and

00:43:07.340 –> 00:43:10.300
You know it happens. We’ve all been there

00:43:10.300 –> 00:43:12.700
We’ve all gotten ripped off before and you feel bad

00:43:12.700 –> 00:43:17.480
But I had just somebody had just told me we had just talking about this and and I wrote it down on my list here

00:43:17.480 –> 00:43:19.480
Something I wanted to talk about on this podcast

00:43:19.480 –> 00:43:25.460
That make sure that you you know what to buy. Like I said whole life will be your whole life and

00:43:25.460 –> 00:43:31.020
Term life is only for a certain term. It might be to you hit 65

00:43:31.020 –> 00:43:34.780
You know what to do is they’ll ask you what you want it for and then you can figure it out term life is

00:43:34.940 –> 00:43:41.740
Much cheaper than whole life. But again, you can outlive the policy and and that may be okay

00:43:41.740 –> 00:43:45.420
If it’s only to cover a bill or expense or something like that until it’s paid off

00:43:45.420 –> 00:43:51.340
But if you’re if you’re looking for something for burial expenses, or you want to leave somebody money by getting a life insurance policy

00:43:51.340 –> 00:43:54.900
That’s how you’re gonna leave that money. It needs to be whole life

00:43:54.900 –> 00:43:58.740
So I just wanted to point that out hate to end the podcast on a morbid note like that

00:43:58.740 –> 00:44:01.700
but I just wanted to point that out because that was very important to

00:44:02.020 –> 00:44:05.060
Let people know that because I didn’t realize how many people

00:44:05.060 –> 00:44:09.020
Didn’t understand the every term and holes and you you know

00:44:09.020 –> 00:44:13.940
If you’re gonna get a life insurance policy always make sure you get one with dividends or you know

00:44:13.940 –> 00:44:16.300
Where they where they earn interest or earn money?

00:44:16.300 –> 00:44:20.460
So this way while you are putting into it and you’re paying it all your life

00:44:20.460 –> 00:44:25.300
You’re going to earn you know, not you know, it’s gonna earn it earn money

00:44:25.300 –> 00:44:30.540
you’re not just knowing you know, if you’re gonna you have a life insurance policy and you keep paying it paying it paying it and

00:44:31.500 –> 00:44:35.480
You know and then at the end, you know you have you know, you have the value

00:44:35.480 –> 00:44:40.280
You don’t get the value to view that if you leave it to will but they’ll get the value of the policy

00:44:40.280 –> 00:44:44.360
plus whatever money you use far as the dividends and that it earned so

00:44:44.360 –> 00:44:47.480
You know very very important

00:44:47.480 –> 00:44:51.260
I can actually I can do a whole show on this I had a friend of mine that was in the life insurance

00:44:51.260 –> 00:44:54.060
But he was in the insurance business in general. He taught me a lot

00:44:54.060 –> 00:44:59.040
That’s something we could fight like I said do another whole show on it. We had to I know you guys a lot of you

00:44:59.040 –> 00:45:01.040
guys want me to talk about the computer security a lot because

00:45:01.600 –> 00:45:03.000
That’s what I do for a living

00:45:03.000 –> 00:45:07.360
I know you guys are really interested in protecting your privacy so that I am gonna get to those kinds of shows

00:45:07.360 –> 00:45:08.920
I just have to figure out

00:45:08.920 –> 00:45:11.140
You know how I want to do it and all that work

00:45:11.140 –> 00:45:16.440
We’ll get so I want to thank everybody for listening and we’ll see you on the next episode. Thank you very much

00:45:16.440 –> 00:45:17.440
Thank you very, very much.